The first debt management company started in Britain in 1994 in response to the burgeoning debt situation.

Mortgage and loan repayments rose and many people found themselves with less disposable income. This created the environment in which the buy now, pay later credit card/loan dependant culture developed.

Poor financial education and management resulted in many people being over committed and unable to maintain contractual payments to their creditors.

Chiltern Debt Management – http://www.chiltern.uk.com has been established for more than 10 years and is part of the MoneyPlus Group. We specialise in debt management schemes for people finding it difficult to manage their debts.

There is no high APR charge; customers pay a one off fee; the amount of their first payment to us.

In Summary;
1 - We work on our customers behalf and deal with their creditors
2 - We aim to have interest and charges frozen
3 – We try to negotiate greatly reduced monthly payments
3 - Customers could be debt free in 60 months
4 - Free initial consultation
5 - Confidential, no obligation service

An online channel for debt management can run alongside any other finance related content such as credit cards, mortgages, unsecured and secured loans and around the sub-prime terms or themes of ‘credit card debt’, ‘bad credit debt’ etc… For example;

“Get out of debt without applying for another loan”
“Don’t take out another loan if you can’t afford it”
“Clear your debts without any loans”
“Credit card debt getting you down?”
“Sick of re-financing your debts?”

We are looking for customers who do not want another loan because we offer an alternative to re-financing.